Digibank – is an Advanced Digital Banking solution that is mainly used for Digital and Physical Banking Websites. It is a flexible Banking Script where all the banking facilities are available. In the system, visitors can register as a bank user to the application and, deposit to the account, also can make the FDR or DPS by using that deposited amount. In the system, there are DPS, FDR, Loan and Bill payment, Multi Wallets or Currency and Virtual card creation features available. The user can make a DPS for a particular time period and amount and can receive the DPS amount with the profit after it’s maturity. It is also possible to make FDR which had some FDR plans, the bank users would keep the funds to their FDR as block money and they would receive the profit from that money every a little period of time. FDR has the compounding system available. The bank users also can apply for the Loan by maintaining all the processes of the bank. The admin or bank owner will be able to approve the loan or reject it if it does not fulfill the requirements.
They also can get the Signup Bonus for registering to the website and they also can earn referrals. It has various referral levels to get the referral bonus. Also, user can pay their bills using this application. There is an integrated automatic payment gateway like Paypal, Stripe, Mollie, Coinbase, Paystack, VogurePay, Coingate, Flutterwave, and many more. Also, it has an automatic withdrawal method to withdraw the money to the user account directly. It has a manual deposit and withdrawal method available. There is a Portfolio system on the application, users can reach any of the portfolios to improvise their transactions or earnings. One user can transfer the funds to other users and other banks too. There is a Rewards system where users can redeem the rewards and get paid from the bank. All these features are controlled from the Admin dashboard.
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